Required Minimum Distributions (RMDs) are more than just an IRS requirement—they can impact your taxes, retirement income strategy, Medicare premiums, charitable giving opportunities, and legacy planning.

Join Chiquita for a quick & practical discussion on what RMDs are, when they begin, how they're calculated, and strategies that may help you manage their impact. We'll also explore planning opportunities such as Qualified Charitable Distributions (QCDs) and Qualified Longevity Annuity Contracts (QLACs).

Whether you're approaching retirement or already taking distributions, this session will help you better understand your options and make more informed decisions about your retirement income.

Topics Include:

• What RMDs are and when they begin
• How RMDs are calculated
• Tax implications and Medicare considerations
• Qualified Charitable Distributions (QCDs)
• Qualified Longevity Annuity Contracts (QLACs)
• Common mistakes and planning opportunities